Welcome to Smart Credit with Sangeeta!

Your trusted source for practical credit tips, money-saving advice, and real-world guides.

About Me:
I’m Sangeeta, and I started this blog to help you take control of your credit and financial goals. With years in the industry, I break down complex finance topics into easy steps anyone can follow.

What You’ll Find Here:

• Friendly, actionable advice on building credit
• Honest answers to lending and loan questions
• Tools, resources, and personal stories

Ready to improve your credit?
Browse the latest posts or use the menu to jump to a topic that interests you!

• The Gap Between Entrepreneurs and Bankers – And How to Bridge It
• Loan Covenants: The Silent Traps in Your Loan Agreement
• Inside the Sanction Letter: Hidden Clauses Every Borrower Must Know
• How to Prepare CMA Data for MSME Loans? (Step-by-Step Guide)
• How NSIC Helps MSMEs Buy Raw Materials Without Cash Flow Stress?