Picture this: It's Monday morning, and Ramesh, owner of a small textile manufacturing unit, is frantically searching through stacks of paper invoices while his competitor across town processes orders with…
1 Minute Business Gyan – Day 4 When running a business, ambition often fuels our decisions. It's easy to believe that confidence, intent, and willingness are all that matter when…
Building Greener Businesses for a Sustainable Tomorrow “The future is green energy, sustainability, and renewable energy.” – Arnold Schwarzenegger Micro, Small, and Medium Enterprises (MSMEs) are the backbone of most…
1 Minute Business Gyan – Day 3 We’ve all heard the phrase: “Business is booming!” For many MSME (Micro, Small, and Medium Enterprise) owners, seeing sales climb is proof that…
1 Minute Business Gyan – Day 2 When Sales Are High, But Cash Is Low – The Danger of Delayed Payments “Hamari sales toh bohot achhi hai, par paisa time…
#SmartCreditWithSangeeta | #MSMEGrowth | #DigitalMSME “The future is digital — but only those who act fast will benefit.”Welcome to a new era of business. MSMEs are no longer on the…
1 Minute Business Gyan – Day 1 Why Too Much Dependence on One Customer Is Dangerous Let me share a true story. It’s one I’ve come across many times in…
“Credit is technical.” “Credit is all about ratios, formats, and policy.” “Credit is a desk job. I can’t do it. It’s really tough.” That’s what I believed when I started.…
You weren’t born to shrink. You were born to shift the ground you walk on. Read that again. You weren’t made to fit in small rooms, wait for approvals, or…
#CreditInsightsWithSangeeta | Day 29 As a credit officer, understanding how to size working capital using the operating cycle can greatly improve your lending decisions. Instead of just looking at turnover…