Everyone talks about the dream i.e. being your own boss, building something meaningful, creating freedom. But nobody talks about what actually happens in those first three months. The messy, confusing…
There is a special kind of silence that comes with debt: The silence when the salary comes and disappears in EMIs. The silence when someone calls from an unknown number…
In today’s fast-changing world, one truth is becoming crystal clear: your digital footprint is your new credit history. For decades, MSMEs relied on trust, relationships, and hard work to get…
When most MSMEs hear the word collateral, the first thing that comes to mind is property papers. But here’s the truth: for a banker, collateral is much more than just…
Working capital is the oxygen of every MSME business. Without it, operations stop. With too much strain on it, businesses suffocate. And yet, most entrepreneurs don’t realize how deeply bankers…
When an MSME owner gets a sanction letter, the first instinct is relief “Loan approved!”. But buried inside that document are conditions that can trigger default, even if you never…
By Sangeeta Sharma | Credit Advisor & MSME Coach🎙 Based on Smart Credit Bytes – Episode 6 Why Your Loan Gets Rejected Even if Your Business is Good You may…
By Sangeeta Sharma | MSME Credit EducatorSmart Credit Bytes – Episode 5 Blog Getting a business loan is a big step for any MSME. But too often, business owners face…