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    How to Use the Operating Cycle to Size Working Capital (Not Just Turnover)

    • Post author:Sangeeta Sharma
    • Post published:July 19, 2025
    • Post category:MSME Finance
    • Post comments:0 Comments

    #CreditInsightsWithSangeeta | Day 29 As a credit officer, understanding how to size working capital using the operating cycle can greatly improve your lending decisions. Instead of just looking at turnover…

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    Why Credit Officers Should Read Between the Lines of Audit Reports?

    • Post author:Sangeeta Sharma
    • Post published:July 17, 2025
    • Post category:MSME Finance
    • Post comments:0 Comments

    In credit appraisal, hearing “audit is done — remarks are normal” or “no major issues found — all OK” after a stock audit or account conduct review is common. But…

    Continue ReadingWhy Credit Officers Should Read Between the Lines of Audit Reports?
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