Building Greener Businesses for a Sustainable Tomorrow “The future is green energy, sustainability, and renewable energy.” – Arnold Schwarzenegger Micro, Small, and Medium Enterprises (MSMEs) are the backbone of most…
1 Minute Business Gyan – Day 3 We’ve all heard the phrase: “Business is booming!” For many MSME (Micro, Small, and Medium Enterprise) owners, seeing sales climb is proof that…
1 Minute Business Gyan – Day 2 When Sales Are High, But Cash Is Low – The Danger of Delayed Payments “Hamari sales toh bohot achhi hai, par paisa time…
1 Minute Business Gyan – Day 1 Why Too Much Dependence on One Customer Is Dangerous Let me share a true story. It’s one I’ve come across many times in…
“Credit is technical.” “Credit is all about ratios, formats, and policy.” “Credit is a desk job. I can’t do it. It’s really tough.” That’s what I believed when I started.…
You weren’t born to shrink. You were born to shift the ground you walk on. Read that again. You weren’t made to fit in small rooms, wait for approvals, or…
#CreditInsightsWithSangeeta | Day 29 As a credit officer, understanding how to size working capital using the operating cycle can greatly improve your lending decisions. Instead of just looking at turnover…
In credit appraisal, hearing “audit is done — remarks are normal” or “no major issues found — all OK” after a stock audit or account conduct review is common. But…